Is AFE Capital a direct lender?

No. AFE Capital is a connector, not a lender. AFE Capital does not itself make loans, extend credit, or fund merchant cash advances. All underwriting, approval decisions, and final terms are determined solely by the third-party funding provider you're matched with.

How quickly does the process take?

The initial application takes about five minutes and requires no documents to start. After that, eligible businesses may potentially receive funding within hours after a provider approves and required steps are completed — that timing is never guaranteed and depends on the provider, your business, and how complete your documentation is.

What types of businesses may be considered?

Generally, businesses with 6+ months of operating history. There's no published minimum monthly revenue — that's reviewed as part of your application and varies by provider.

Does applying guarantee approval?

No. Submitting the application does not guarantee approval, a specific funding amount, specific pricing or terms, or a specific funding timeline.

Alternative Business Funding

Business funding, one connection away.

AFE Capital reviews your business profile and connects eligible businesses with third-party business funding providers, for funding needs up to $2M.

Explore Funding Options See how it works

Takes a few minutes. No documents required to start, no obligation to accept any offer.

Also servingRestaurants

Accepting inquiries

Your Business

Application

AFE Capital

Review & Match

Funding Providers

Third-Party Offers

AFE Capital is a connector, not a lender. Funding is provided by third-party providers.

No credit pullto start your inquiry
Up to $2Min available funding
1 business daytypical response time
No obligationto accept any offer

How It Works

Three steps, start to introduction.

Full process →

Tell us about your business

A short application covering funding amount, time in business, and industry. No documents required to start.

We identify potential providers

We review what you've shared and connect you with third-party providers whose criteria may fit.

You review the terms

Any offer comes directly from the provider — advance amount, factor rate, payment structure. You decide.

$2MMaximum availablein business funding
24hrTypical responsewindow after submission
1Applicationreaches multiple providers
3Funding pathwaysrevenue-based, loan, alternative

Why AFE Capital

Why go through AFE Capital

01One application.
Complete AFE Capital's intake once instead of a separate form for every provider you'd otherwise contact.
02Providers matched to your criteria.
Funding amount, time in business, industry, and location identify which providers in our network may fit.
03No claim to the lowest rate.
AFE Capital doesn't control provider pricing and won't tell you otherwise. What we control is the process.

Funding Uses

What do you need funding for?

Working Capital

Covering day-to-day costs, payroll, or a slower stretch without waiting on receivables to catch up.

Working capital is one of the most common reasons businesses look into short-term business funding — it's typically used to bridge the gap between when expenses are due and when revenue comes in, rather than to fund a single large purchase.

Payroll and operating expenses
Seasonal cash flow

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Educational information only — not a funding offer, quote, or eligibility determination.

Security & Privacy

Handling your information

Encrypted in transit

The site and application use HTTPS/TLS end to end.

Shared only with matched providers

Your information isn't broadcast to every lender.

No obligation to accept any offer

Review terms before deciding anything.

Read the full Privacy Policy →

Questions

Before you apply.

Next Step

See what funding options may be available to your business.

One application. No obligation to accept any offer.

Explore Funding Options What you’ll need