Process
Four steps, one application.
From your first submission to funding, here's exactly what happens.
- 01
Tell us about your business
A short online application: funding amount, time in business, monthly revenue, industry, and where you're located. No documents required to start.
- 02
Explore potential funding options
We review what you've shared and connect you with third-party funding providers whose criteria may fit your business.
- 03
Review your terms
Any offer comes directly from the funding provider — advance amount, factor rate, total payback amount, and payment structure. Review it fully before deciding anything.
- 04
Complete funding with the provider
Final underwriting, approval, and funding are completed directly with the provider. Eligible businesses may potentially receive funds within hours of completing this step — timing is never guaranteed.
Who does what
AFE Capital connects. The matched provider underwrites, approves, and funds.
- AFE CapitalReviews what you share and identifies potential provider matches from our network.
- YouReview any offer directly — factor rate, payback amount, payment structure — before accepting anything.
- ProviderHandles final underwriting, approval, and funding. That decision belongs to them, not AFE Capital.
How this works: AFE Capital Connect does not itself make loans, extend credit, or fund merchant cash advances. AFE Capital connects eligible businesses with third-party funding providers and does not guarantee approval, a specific funding amount, terms, or funding speed. All underwriting, approval decisions, and final terms are determined solely by the applicable third-party funding provider.